Frequently asked
questions
CITY COMBO
Our Insurance covers such losses.
Max speed is always according to state regulations with particular vehicle.
Yes, Our Insurance covers such cases.
Yes, Our Insurance covers losses to Insured Vehicle
We shall pay the Insurance Indemnity in the event of Accident causing damages to insured Vehicle, i.e. losses caused by crash with another bicycle, vehicle, obstacle, pedestrian, animal or other object
Our Insurance covers traumas of the Insured person, who got injured while using the insured Vehicle.
Our Insurance covers secret or exposed theft of the Vehicle if it is committed by third parties illegally by:
- entering closed premises with clear signs of burglary– by breaking, mechanically damaging obstacles or breaking the locks installed to restrict the unauthorized access to the premises;
- breaking, mechanically damaging or unlocking safety locks, which the Vehicle is attached with to a stationary object, connected to the ground or a building.
We shall pay the Insurance Indemnity in the event of Accident causing damages to insured Vehicle, i.e. losses caused by crash with another bicycle, vehicle, obstacle, pedestrian, animal, puthole or other object.
Yes, Our Insurance covers such cases.
We shall pay the indemnity to the third party to whom You caused damages while driving Vehicle:
- damages caused to the life or health of a third party;
- damages caused to a third party’s property
HOME
Yes, Property insurance cover is valid for the property that is left at the insurance place during Your vacation.
We will cover during construction and repair works if such works of the insured object don't require a construction permit in accordance with the regulatory enactments of the Republic of Latvia.
It depends on the insurance terms you choose. Concluding insurance contract You can choose deductible amount 0 EUR per claim case, so that for every claim case theare won't be any deduction.
Insurance contract can be made for 1 year and then every year We will give contract renewall.
You can insure all Property by Your self, don't need co-owner written consent.
During the process of concluding Insurance contract we will sugest You Sum insured for Your Apartment or House, if it's will not suit Your requirments You can change it.
! But rebember in case You changes Sum insured theare could be situatation of underinsurance (insured less then real value) or overinsurace (insured more then real value)."
Increased risk in Property insurance would be cases when Your property is uninhabited, build from wood, don't have fire or alarm systems.
Yes, You can insure apartment or house if it is rented out.
JUNIOR
We recommend buying the policy for a year, but you can also buy it for a shorter period.
You can buy a policy for children under 18 years of age.
Junior accident insurance can be used to insure against unforeseen financial losses related to medical expenses, injuries and bone fractures.
In the event of an accident resulting in injury or bone fracture, seek medical advice immediately and follow the doctor's instructions as soon as possible, but no later than 24 hours after the accident.
Yes, any sport played by the Insured is covered.
ACCIDENT
Critical illness is a life-threatening illness, such as an oncological illness, a heart attack, or a stroke. In these cases, a one-time insurance indemnity is paid, which you can use at your own discretion. It can be used for medical expenses, rehabilitation, home remodeling or, for example, retraining to adapt to a new life situation.
Injuries are burns, concussions, damage to ligaments, tendons, soft tissues and internal organs as a result of an accident.
Accident insurance can be used to insure against unforeseen financial losses related to medical expenses, injuries and bone fractures.
In the event of an accident resulting in injury or bone fracture, seek medical advice immediately and follow the doctor's instructions as soon as possible, but no later than 24 hours after the accident.
Number of insured persons, age, selected insurance risks and their number, sum insured.
Yes, and it is highly recommended, especially if your job involves a risk of physical injury.
EXTREME
In the event of an accident resulting in injury or bone fracture, seek medical advice immediately and follow the doctor's instructions as soon as possible, but no later than 24 hours after the accident.
We recommend buying the policy for a year, but you can also buy it for half a year.
Yes, any sport played by the Insured is covered.
Extreme accident insurance can be used to insure against unforeseen financial losses related to injuries and bone fractures.